DIRECTORS & OFFICERS (D&O) INSURANCE
D&O insurance can protect the personal assets of corporate directors and officers, and usually offers protection for the company as well in the event that they are sued. We will look at how your business is organized and determine the appropriate amount of risk coverage that is necessary to protect you company.
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What is Directors and Officers Liability Insurance (D&O)?
Directors & Officers Insurance is a type of liability insurance that provides protection to directors and offers against claims that may be made against them while they are serving as an officer and/or on a board of directors. Also known as D&O liability insurance, Directors & Officers Insurance may be underwritten to cover the officers and directors of privately held firms, for-profit businesses, educational institutions, and non-for-profit organizations.
The policies offered by Directors & Officers Insurance serves as a form of management errors and omissions liability insurance. In this regard, this type of insurance offers protection for claims that might result from managerial decisions that could have adverse financial consequences. The policy limits of Directors & Officers Insurance may be reduced by defense costs. Directors & Officers Insurance are often written on a case-by-case basis and policies may not contain an explicit duty for the defense of the insured.
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We also have experience working with: Car Insurance, Boat Insurance, Home Insurance, Jewelry Insurance, Renters Insurance, Commercial Insurance, Commercial Auto Insurance, Directors & Officers Insurance, Workers Comp Insurance, Group Health Insurance, Dental Insurance, Vision Insurance, Disability Insurance, Life Insurance and Long Term Care.